Your wire review,
on the record
Veto records what was checked, what stayed open, who reviewed, and what the office did — before money moves.
Veto records; the office decides; Veto does not verify, approve, or move funds.
Settlement FundsReview Record
| What changed |
Seller asked for proceeds to go to a new account May 21, 2:47 pm · by email |
| What was checked |
Callback to the number on the office file: completed · call note SR-19 Payoff demand compared: current through May 24 |
| Still open | Seller authorization: missing |
| Office action |
Held: get seller authorization before release Funds not released |
The office's review, at the time it happened. It does not prove account ownership.
Seller proceeds to a new account — filed before the wire goes out.
Three steps. A review you can inspect.
Bring Veto into the review.
When seller proceeds need a new account — or another high-risk instruction change — put that review through Veto as you do it.
Review like you already do.
Call back. Compare. Decide. You’re not changing your judgment — you’re keeping the proof of it.
Leave a page in the file.
What was checked, what stayed open, who reviewed — before money moves. Not a fraud verdict. A defensible review record.
The point isn’t a new workflow. It’s a Review Record you can keep, share internally, and point to when the adjuster, the lawyer, or the examiner asks what you checked.
Works beside your existing systems.
See the sample record.2026 Secretary, Orange County Escrow Association — Sebastian Heyneman
Built with California escrow operators.
Buyer SMS customer care
A review request on the buyer’s phone.
During an active escrow transaction, a buyer can verbally opt in to customer-care text messages from Veto. Veto sends the review-request link, reminders while the response is open, and notice when Veto records the response. The escrow office introduces the program and assists with consent; Heyneman Company dba Veto is the sender.
The office decides. Veto records the review. Veto does not approve, verify, or move funds.
Read the SMS program and consent terms →Questions offices ask
Who decides if the wire goes out?
Your office. Always. Veto cannot release, hold, or move funds.
Does Veto replace our callback?
No. You call back like always, using the number on the office file. Veto records that you did.
What does Veto actually check?
Veto does not independently verify; it records the office’s checks. Your office checks. Veto writes down what was checked, what’s still open, and who reviewed.
Is this another system we have to learn?
No. Nothing to install, nothing to log into every day. You forward an email and do your review like always.
What should we run first?
Seller proceeds going to a new account. It’s concrete, common, and easy to judge after one file.
Put a Review Record on the file.
Make the decision inspectable. Run one file with Sebastian — or see the sample record first.
Veto records; the office decides; Veto does not verify, approve, or move funds.